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Cast & Crew Coverage
Provides coverage for additional or extra expenses incurred in the completion of the film over and above the normal budgeted costs, occasioned by the death or disability ( accident or illness) of any specifically scheduled artist or crew member.
Exclusions: Pregnancy or menstruation or conditions thereof: any childhood illnesses for persons under age of nine ( 9 ) (look At list in wording ); persons under the influence of or affected by drugs (other than prescribed); alcohol or solvents; attempted suicide or international self -injury.
Negative film / Faulty processing
Provides coverage for any extra expense that the Production Company will incur in completing the film as a result of either loss, damage or destruction to any negatives which could include raw film or tape stock, exposed film, videotape, sound tracks etc (please refer to wording for all sections covered). This will also cover any extra expense incurred in reshooting pr rerecording lost or damaged material due to a loss caused as a result of faulty processing which could include faulty cameras or videotape recordings , using faulty materials, faulty sound tracks etc.
Props, sets and wardrobes
Provides cover for the accrual value of any props, sets, scenery, wardrobe, costumes and other similar property owned by the production company or for which they are liable, which is lost , damaged or destroyed. The loss must occur during the policy period whilst the property is used or to be used in connection with the insured film.
Equipment
Provides cover for the actual value of equipment (camera equipment, sound and lighting ) for which the production company is liable which is lost, damaged or destroyed. It could also include loss of use of property to others for which the production company is legally liable.
Extra expense
Provides coverage for any additional costs necessary to complete principal photography due to loss of, damage to or destruction of property used in connection with the insured production (follows the props, sets , wardrobes and equipment sections).
Third party property damage
Provides coverage for the costs the production company is legally liable for due to destruction of property of others which is in their care, custody and control.
Business personal property / office contents
Provides coverage for usual property to your office occupancy , including electrical data processing equipment , which is lost ,damaged or destroyed. It also includes betterment the production company makes to buildings or premises they do not won and do not use as part of a production, not commercials.
Money and securities
Provides coverage for monies and securities designated for use on the production that are lost, damaged or destroyed. This section applies mainly to film production.
Public liability
Cover is provided against death, bodily injury or damage to property belonging to a third party and for which the insured is legally liable. This section does not provide cover for cast and crew.
Employer's liability
Cover is provided for damage costs and expenses arising from bodily injury to, or death , disease or illness of , any person employed during the period of insurance.
Motor
Provides coverage for the actual value of vehicles which the production company does not own but is liable for would they be lost, damaged or destroyed. This will include hired-in vehicles for production staff use, action vehicles and vehicles used as props.
Vehicles do not include:
- Any property not permanently attached to a vehicle.
- Vehicle owned by the production company.
- Mobile equipment.
Animal mortality
Provides cover for the actual value of an animal being used in an insured production.
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